Thanks everyone for the thoughts and suggestions. Here is my summary of changes I’ve made and how to simplify:
1) Overall I have decided to reduce the duration a bit
2) CDs for a portion for 1-2years make sense given the that the yield is 0.2-0.4% more.
3) Some treasuries in the 3-5 year time frame still make sense and if needed they can be sold.
4) I think some ladder helps with cash flow and I think that over the next 1-2 years I’ll know a lot more and can adjust to invest accordingly.
1) Overall I have decided to reduce the duration a bit
2) CDs for a portion for 1-2years make sense given the that the yield is 0.2-0.4% more.
3) Some treasuries in the 3-5 year time frame still make sense and if needed they can be sold.
4) I think some ladder helps with cash flow and I think that over the next 1-2 years I’ll know a lot more and can adjust to invest accordingly.
Statistics: Posted by boglebrain — Sun Jun 16, 2024 5:55 am — Replies 5 — Views 712