I have been using an automated RMD calculator in a similar situation at Vanguard for several years.... EDBs use their own age for the initial life expectancy factor and then subtract one from that in each succeeding year.
... There is an RMD calculator on the Vanguard website that does appear to calculate the RMD amounts correctly, but there is no automated RMD service from Vanguard so far at least - you have to manually calculate the RMD and take a distribution every year.
The trick may be convincing Vanguard or their customer service representative that the correct RMD rules apply to your inherited IRA.
Statistics: Posted by VanGar+Goyle — Thu May 30, 2024 2:10 am — Replies 9 — Views 1023