Top level thing you can do is stop giving to Total Market and S&P 500 if you are still contributing. No harm in keeping in taxable but you are duplicating effort because they are basically the same thing. Just hold Total Market in your IRA and get rid of the extra funds. Bond funds are fine at your age. ETF have lower fees but your index funds have low fees already so it won't be that much help to you. The advantage of mutual funds is you can set up to automatically contribute every month. I have more mutual funds than ETF but I have a combination.
Statistics: Posted by gotoparks — Sun Apr 07, 2024 3:01 am — Replies 1 — Views 158