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Personal Consumer Issues • What are you listening to now
Our final piece of music this week in the old dash inside the house is Beethoven’s 3rd symphony "Eroica". I was surprised how fast it made time fly. Tomorrow we’re going back to good old rock n roll....
View ArticlePersonal Finance (Not Investing) • 529 to Roth IRA Conversion before college?
Yeah, I doubt they'll earn much in high school so will just plan on depleting the 529s on qualified educational expenses during my oldest's freshman year. My guess is we'll have $200k+ in college...
View ArticlePersonal Consumer Issues • Is paying your credit card bill electronically...
Just use billpay.Statistics: Posted by rkhusky — Sat Sep 28, 2024 9:32 pm — Replies 6 — Views 394
View ArticlePersonal Investments • Why do people buy annuities?
The spia doesn’t go up in payments over time. The “4% rule” includes adding inflation every year.Late 80s I’ll take the inflation risk. 60s I’ll take 4% rule.I recall couple of studies showing around...
View ArticlePersonal Finance (Not Investing) • New class action-Realtors antitrust...
I sold two properties in the past 3 years, so I should be part of the class action. I'll probably submit claims for each but curious how they will be paid out? In the past, I was paid for class action...
View ArticlePersonal Finance (Not Investing) • IRMAA
Ouch, this IRMAA stuff makes my head hurt!But it's worse, because being single and having a pension and being in a VHCOL area, i figure i'm in IRMAA trouble already and there's nothing i can do about...
View ArticlePersonal Finance (Not Investing) • Looking to hire a real estate agent in bay...
what part of the BA? (I know a great agent in South Bay/Peninsula, but he's not a discounter, if that's what you are seeking.)Looking for the best value.Big Dog asked a good question. An agent in...
View ArticleUS Chapters • [Dr. Seuss describes the Bogleheads via ChatGPT]
I like the limerick and Groucho would be great on the moon, unlit cigar in hand. I thought the AARP had a good suggestion to ask the chatbot how Homer Simpson might explain quantum computing, a good...
View ArticlePersonal Finance (Not Investing) • Fidelity Fed Up!!! [Transfer advice...
If you do an ACATS transfer, the company holding your assets is supposed to transfer your money without delay, and it’s the responsibility of the receiving company to verify that the request is...
View ArticlePersonal Investments • Roth conversions to 32%, 35% tax bracket?
Along these lines, I am 67, single, no children, live in California and still working. I make pre-tax contributions to my 457b of about $24,000 each year. I currently have about 2.5 million in my...
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
Replaced the agitator drive hub on my Maytag commercial washer. Typical plastic junk where the teeth wear out. Did have to borrow an longer extension bar from a neighbor. $15 part, I am guessing a...
View ArticlePersonal Investments • 529 Potentially losing value when it is required.
There aren't any tax implications for changing the investments inside of a 529...at least not if you are making qualified educational withdrawals (as there are no tax implications periods at that...
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Investing - Theory, News & General • Do Dividends track inflation?
Here is a graph of what the inflation-adjusted balance and income of an account in the Vanguard 500 Index Fund. The account had an initial balance of $10,000 at the end of 1976, income distributions...
View ArticleUS Chapters • Forming Frisco-Mckinney-Plano-Allen Chapter
Any progress?Statistics: Posted by Rookie expert — Sun Sep 29, 2024 9:32 pm — Replies 17 — Views 12105
View ArticlePersonal Investments • Everything to Fidelity
I wouldn't put everything in one basket, no matter how great it is. Kind of cognitive-dissonance-like when people advocate diversifying their portfolio but then keep them with one brokerage.Companies...
View ArticlePersonal Finance (Not Investing) • Mom Died. Inheriting $37.5k. Starting Over...
Well done, taking the time to be with your mother in hospice. Congratulations on a paid off car. Good for you for working and for considering further education and for thinking it through. Ouch to the...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
Is there a way to input a future windfall into the tool?e.g. at age 60 add $100,000 to the portfolio.Just do it as a $100K income stream that lasts 1 month starting at age 60.Can’t add saving after...
View ArticlePersonal Investments • Help Please - ROTH Conversion Advice
You listed AGI. Modified AGI is what determines the amount of Roth contribution you can make. Do you also make T-IRA contributions?https://www.irs.gov/retirement-plans/pl ... e-for-2024I had some...
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Personal Consumer Issues • Neighbors Visiting Open Houses
In fact, one thing I never understood about my local market is that in a hot market, sellers' agents will set a date to receive "highest and best" offers - and that date is right after the first and...
View ArticlePersonal Finance (Not Investing) • Can I afford to build a swimming pool?
What would be more fun, a pool or a solid gold urn?Statistics: Posted by Catalina25 — Mon Sep 30, 2024 9:21 pm — Replies 56 — Views 3073
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