Personal Finance (Not Investing) • How to teach your 20 year old to be Frugal?
You already taught her by example but you can't force her. And there's not many 20 year olds that want to be frugal and invest all their earnings. Some of my favorite purchases were in my 20s and I...
View ArticlePersonal Finance (Not Investing) • help me decide if i should pay off car loan
No, I would not rush to pay it off.Statistics: Posted by YeahBuddy — Mon Jun 03, 2024 2:22 am — Replies 17 — Views 996
View ArticleUnited Arab Emirates • UCITS vs US: Can you check my Maths please?
Amazing. Thank you for sharing your work with us.The 70-85% dividends reinvested part is important because a lot of total return charts assume 100% reinvestments vs. 85% reinvestment of the...
View ArticlePersonal Consumer Issues • Passport renewal time is now much faster
A friend renewed his US passport internationally via the local US consulate in the foreign country. He mailed the passport to the local US consulate and 3 weeks later, he received email notification...
View ArticlePersonal Finance (Not Investing) • Fidelity Full View - recent experiences?
Full View didn't do what I wanted.As an example, I own Costco stock in 5 different accounts. I wanted to know how many total shares of Costco I own, the total dollar value and the percentage. And the...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Apparently, a Fidelity brokerage account cannot have the following CMA features:1. ATM rebates (unless Fidelity assets > $250k)2. Cash manager3. Low-balance alerts4. FDIC insuranceAnything else...
View ArticlePersonal Investments • Stressful job, can we FIRE?
OP, if you are expelled from your job, consider ending your career but continuing to work 40 hours, at a simple, low paying retail job, just so you are not hanging out at the house while your wife...
View ArticleInvesting - Theory, News & General • The perfect portfolio doesn't exist....
One of the big appeals of index fund investing is that you will be able to get average returns but at a lower cost so your actual performance will be above average after costs.Yes. Average returns...
View ArticlePersonal Consumer Issues • Good Modern Science Fiction
The Greatwinter Triology by Sean McMullen. Souls of the Great MachineThe Miocene ArrowEyes of the CalculorBasically after a long ago conflict no electric or electronic machinery works. Any built is...
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Personal Investments • 401K vs ESPP
The joke among us engineers is that we would contribute 100% of our salary into ESPP if we could (and meanwhile, borrow the six months of living expense from the bank). Alas, my current stinking...
View ArticleInvesting - Theory, News & General • Anyone holding VTV as sort of a tech...
I have about 10% of my equity portfolio in VTV ( value index ) vs VTI . Would be comfortable with more there.Statistics: Posted by Parkinglotracer — Tue Jun 04, 2024 2:05 am — Replies 3 — Views 515
View ArticlePersonal Finance (Not Investing) • Fidelity networth change when you add POA
I am willing that bet that couples are not the majority of POAs. They are not needed for joint accounts. And if one became incapacitated the other gains access albeit with a little more work. But they...
View ArticlePersonal Finance (Not Investing) • Sale of Business Scenario Help
Sounds like the buyer is worried about incurring capital gains on assets they would need to sell to raise the funds for the transaction now while you are worried about the opportunity cost and...
View ArticlePersonal Finance (Not Investing) • HDHP always better than PPO? What am I...
I can't figure out how the PPO would even help. ...Am I missing anything?You don't say whether the HDHP is an HMO, PPO, or something else. If the HDHP is an HMO, then you might find that it has a much...
View ArticleInvesting - Theory, News & General • gougou's shareholder yield strategy
Petrobras still makes about the same profit as Chevron while trading at 1/3 the valuation. Forward looking dividend yield is still 15%+. I have no idea when the stock will break out but I get paid a...
View ArticlePersonal Consumer Issues • What iPad & MacBook to purchase for a student?...
Just buy from the campus computer store. Will have all the edu discounts plus more. https://cci.unc.edu/students/They also sell software. When I was a student at a UNC-like institution the Edu copy of...
View ArticlePersonal Investments • Recommended Book(s) in Preparation for Retirement
Welcome to the forum !! I don’t have any book recommendations but using the search button in the forum is a good place to start for reading on topics to figure out what you are comfortable with to...
View ArticlePersonal Consumer Issues • Heat pump sizing and brands?
We did a remodel last winter. Our hvac guy, who we really like and has been in the business for 40 years, really loves the Bosch heat pumps. We had two installed for a two story, 4000’ sq ft home. A 5...
View ArticlePersonal Consumer Issues • Weighing credit card/lounge access options
I have the Amex Plat, the CSR, and access to the United Clubs. I also access Delta and Alaska when I fly them. None of the clubs are great respites all of the times. Given your travels are mostly on...
View ArticlePersonal Consumer Issues • How to retrieve plastic funnel stuck in my garage...
Worked with my dad as a kid doing plumbing. We used to ask the owner for a wooden broom handle. Put it into the disposal opening, top of the handle down, and use the leverage to turn the blade....
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