Personal Investments • 100% in stocks. 15 years to retirement. Too risky?
Unemployment is typically around 5%. This can spike to 10% in bear markets. The chance that you will be unemployed for three years in a bear is roughly 1 in 1000 and the rest of the time it is roughly...
View ArticlePersonal Consumer Issues • Whirlpool Icemaker Won't Reset
Our Whirlpool Side-by-side has wires that go up into the freezer door from the bottom by the door hinge. We've had many severed wires over the course of 3 years which I've spliced to enable things to...
View ArticlePersonal Consumer Issues • lamb ribs
Just about any Greek/Mediterranean restaurant will have at least a couple lamb based items on the menu. Grilled rack of lamb and braised lamb shank being most common.Statistics: Posted by MA405 — Fri...
View ArticleNon-US Investing • UK Tax
To clarify, my situation I described above was when the whole family was resident in the UK. I can't comment if you are not UK resident.Statistics: Posted by glorat — Fri May 31, 2024 1:12 am —...
View ArticlePersonal Investments • VLGSX - Gut it Out?
Well you know, i (and many others) have a fair bit of VBTLX in our portfolios (either alone or as part of balanced funds), and VBTLX has a fair bit of long bonds in it. So we're all in that same boat...
View ArticleInvesting - Theory, News & General • Earn 5.50% with GM Financial Right...
Per the prospectus: "The Notes are not equivalent to a deposit or other bank account, and investments in the Notes are not insured by the Federal Deposit Insurance Corporation or any other source. The...
View ArticleInvesting - Theory, News & General • A skeptical take on the SPIA
Women only have a one year survival edge over men ?Correct, and the longevity tables show it clearly. Your confusion is due to the fact that a male has to first make it to 80 to close the gap, and...
View ArticlePersonal Consumer Issues • High-Quality Successor to First Republic?
There is an article in the Wall Street Journal about some people being unhappy with the transition to JPMorgan. It says Citizens Private Bank is trying to scoop up JPMorgan customers. I'm a happy...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
But for the youngest son, who just turned 18, I recommended Fidelity CMA, now that it's about to offer a 5% APR MMF core position on June 15.This is great news! I found an article mentioning it here:...
View ArticlePersonal Finance (Not Investing) • cell phone taxes
3.53 on a $25 monthly bill with Verizon. It depends on your locality but here there are levied taxes for emergency services and such on top of the local sales taxStatistics: Posted by WAROB — Sat Jun...
View ArticlePersonal Consumer Issues • [On-going Scams - Post them here]
I merged DarkHelmetII's thread into the ongoing discussion.(Thanks to the member who reported the post and provided a link to this thread.)Statistics: Posted by LadyGeek — Sat Jun 01, 2024 1:00 am —...
View ArticlePersonal Finance (Not Investing) • Parent being catfished - steps to take?
This thread has run its course and is locked (family / relationship issue, possible legal issue). See: Acceptable Topics and Subforum GuidelinesThis is an investing and personal finance forum. We also...
View ArticlePersonal Finance (Not Investing) • Financial Planning Software - how accurate...
Based on feedback here, I’m waiting for Pralana web/platinum.I want one tool only. Perhaps there will be an ai tool that trumps them all!If you choose to use one of the complex tools (vs. say a...
View ArticleInvesting - Theory, News & General • Expectancy of selling options
The author of this post specifically asked about selling options. I agree options are net-net zero sum. However, for selling options there is a time decay advantage and/or volatility decay premium(s)....
View ArticleInvesting - Theory, News & General • Charley Ellis says "Too much in...
It is the portfolio that matters because that determines the consequences.Investing the asset any which way has no risk based on the risk measure of impact to the ability to meet one's needs. There...
View ArticlePersonal Investments • Place to Open Youth Account/App & Roth IRA
Fidelity.Statistics: Posted by lakpr — Sat Jun 01, 2024 2:30 am — Replies 3 — Views 318
View ArticlePersonal Consumer Issues • Extra Dr. Appts just to bill? (not medical advice)
OP: initial thoughts on your post is that you have a doctor that churns to make more or is not very good at time management. However a couple thought to give benefit of the doubt.1) some issues in...
View ArticlePersonal Finance (Not Investing) • CalPERS Medicare "Supplement"...
I'm a former CalPers member.Yes this is such an opaque mystery.I just retired and am in process of deciding between Calpers Medicare "Supplement" plan and outside Medicare Plan G Supplement thru...
View ArticlePersonal Consumer Issues • All DIY lawn weed control sucks. Change my mind.
I’m in the “what weed control?” camp. We water, mow, and now and then fertilize. I am planning to seed clover at the next appropriate opportunity, which now is not. Maybe also English daisies. And can...
View ArticlePersonal Investments • Backdoor Roth Question
Is it okay if the amount went into the Traditional IRA under VTSAX and not the Money Market Fund?That is ok but it is even better if you leave it in a money market fund instead, so the value doesn't...
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