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Personal Investments • Helping my mom (71) with her portfolio?

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Thanks for the reply, HomeStretch.

The account is a regular brokerage account, non-retirement.

Automatic / DRIP is turned off, and all dividends from recently are in the account cash balance (~$1K).

The unrealized gains isn't as high as I thought when looking, about $10K or so for Amazon/Apple combined, but just a tad over $10K in losses for some of the other random individual holdings, so there shouldn't be any overall taxable gains once I sell the losses.

As for as taxes owed, I believe since they are all long term and the losses exceed / equal the gains, there shouldn't be any realized gains overall / tax owed for 2024 (paid in 2025).

Since there will not be any gains, this should not impact the IRMAA as mentioned, but this is a great point.

Appreciate all your help so far.

Statistics: Posted by unstoppable — Mon Jan 22, 2024 7:53 am — Replies 2 — Views 260



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