In 32% federal bracket traditional 401k I am shoveling in 30K yearly with catchups currently while reducing current taxes. In a VHCOL area I would not be able to shovel the same in after tax to a Roth 401k only. I do not expect to be anywhere near this tax bracket in rural retirement.
Now in 2026 I will have to put the catchups in a Roth 401k due to the law changes.![beer :beer]()
Now in 2026 I will have to put the catchups in a Roth 401k due to the law changes.

Statistics: Posted by cosmos — Wed Sep 25, 2024 9:13 pm — Replies 3 — Views 152