why US funds and not Irish? are you aware of US estate tax?[Moved to Non-US Investing subforum - moderator Kendall]
Hello - please, I am looking for some advice on how to start investing. My portfolio thoughts are below and I am thinking of putting my savings starting this week of September 9, 2024. I am in my early 30s working in and I can start with US$5000 and put in US$5000/month for the foreseeable future. I have set aside cash for 6 months of living expenses.
An important disclosure is I am a foreigner investing in a foreign jurisdiction in US ETFs. I am also in a jurisdiction where there are no capital gains tax. However, I understand that all dividends from US stocks/ETFs will be subject to 30% withholding tax. Is it still okay to invest in the below ETFs assuming that I am subject to no capital gains tax but 30% WHT? Thanks.
- VTI Vanguard Total Stock Market Index Fund ETF Shares
- VXUS Vanguard Total International Stock Index Fund ETF Shares
- BND Vanguard Total Bond Market Index Fund ETF Shares
- BNDX Vanguard Total International Bond Index Fund ETF Shares
My sources of confusion:
- VNQ Vanguard Real Estate Index Fund ETF Shares
- I just do not know how much to allocate in each of the below ETFs.
Any guidance will be much appreciated! Thanks!
- I also do not understand what benefit will VNQ bring to the portfolio...?
I suggest a good read of Boglewiki, and that you understand very well what you are buying.
You can do without VNQ
Depending o how much risk you can stomach, you can go either 60 equities and 40 bonds or 80 equities and 40 bonds
You want to stick to market weights as much as possible: To get exact market weights/percentages of the % of the US market (equity and bond), a quick google search will do.
Statistics: Posted by jg12345 — Sat Sep 14, 2024 2:31 am — Replies 2 — Views 511