I was in a similar situation when it was announced Mint was going to be EOLed. Rather than signing up for another aggregator site and give them username/password to store and/or muck around with plaid etc, I switched over to plain text accounting. If you have any type of basic software background, you can setup your own system with little effort. Now that all of my transactions are in a file (4 bank accounts, 4 credit cards, 4 investment brokerages with taxable, 401k, Roth IRA, mortgage, HSA, TBills, IBonds), beancount provides easy queries to extract relevant data, and other extensions are present to convert them into dashboards, etc. Fava is an excellent visualization of the ledger and generates income/balance sheets which are easy to understand. It takes me about 10min to update all account data (OFX files downloaded manually from various institutions every month + reconciliation).
I used the following:
https://github.com/beancount/beancount
https://github.com/beancount/fava
https://github.com/andreasgerstmayr/fava-dashboards
https://github.com/jbms/beancount-import
Some screenshots of my end system now after integrating the above. There are other flavors of PTA (ledger, etc.) if beancount is not a good fit for you.
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I used the following:
https://github.com/beancount/beancount
https://github.com/beancount/fava
https://github.com/andreasgerstmayr/fava-dashboards
https://github.com/jbms/beancount-import
Some screenshots of my end system now after integrating the above. There are other flavors of PTA (ledger, etc.) if beancount is not a good fit for you.
Statistics: Posted by raveon — Sat Dec 30, 2023 1:43 am — Replies 35 — Views 3771