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Personal Investments • Cash at Fidelity

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I waited a little too long. My transfer request of FSIXX was "rejected".

Called Fidelity and they said Merrill rejected it as a non-transferable asset. Loophole seems to be closed.
Bummer.

I just caught wind of this crazy arbitrage from anon_investor today and was excited to earn a few more pennies of interest per year! I love the creativity of the strategy!

Any other recent data points on the arbitrage attempt? I think I might try it tomorrow to see how it goes.
If you want to chase those last few points of ER reduction FRSXX and FNSXX are available at WellsTrade with no minimum purchase. (FRSXX is all-treasuries like FSIXX and is showing 5.20% today, FNSXX is prime and showing 5.31% today, and both have a 0.14% ER so even cheaper than FSIXX's 0.18%.) If you can leave $250k at Wells for a few months they're still running a $2500 bonus offer too. ACATS of both of those funds back to Fido seems to work fine.

Wells also has some of the other $10M buy-in Fidelity funds but I've never found a use case for FRGXX or FRBXX. Also some $1m funds like FTCXX (tax-exempt) and state muni funds for NY and CA. I would guess that ACATS of those back to Fidelity would also work fine.

Statistics: Posted by glitchy — Thu Aug 15, 2024 8:07 pm — Replies 212 — Views 38026



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