OK I'll look into opening a Roth asap!
I have been considering long-term US treasuries (10-30 years) given the high interest rates, but also am aware of inflation risk. Would splitting the bonds allocation equally between Treasury bonds and TIPS help offset the inflation risk? Or would it be better to use equities instead of TIPS?
Exposure to the stock market is fine, though she does want to keep it to the minimum needed to sustain her necessary withdrawal.
I have been considering long-term US treasuries (10-30 years) given the high interest rates, but also am aware of inflation risk. Would splitting the bonds allocation equally between Treasury bonds and TIPS help offset the inflation risk? Or would it be better to use equities instead of TIPS?
Exposure to the stock market is fine, though she does want to keep it to the minimum needed to sustain her necessary withdrawal.
Statistics: Posted by 2aldf8 — Sat Aug 10, 2024 6:11 pm — Replies 3 — Views 272