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Personal Investments • Should my Father cash out his IRAs?

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Paying tax to move it to a taxable account makes no sense at all. He should either leave it alone or convert it to Roth.

There is not enough information to suggest whether converting to Roth (and paying that tax) is a smart move or not. One thing I don't think you mentioned....converting to Roth (or selling and moving to taxable) might increase the amount of SS that he has to pay tax on (assuming he is getting SS now).

Statistics: Posted by retiredjg — Wed Aug 07, 2024 4:55 pm — Replies 13 — Views 1597



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