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Investing - Theory, News & General • Is this how one actually Dies with Zero?

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How do you qualify for high SS benefits when you quit working at 40?
Some years ago I calculated that someone who earns the maximum amount subject to SS payroll tax (currently $168,600 per year) for about 18 years, reaches the second bend point in the SS benefit calculation, which is where I reached after paying SS taxes for 35 years. My monthly SS benefit this year, after starting at age 70, is $3670 ($44,040 per year) before withholding for Medicare premiums and income tax.

So someone could start work at 22, stop at 40, and get as much SS as I do, if they earn at least $168,600 per year (adjusted in other years according to the national average wage index).

Statistics: Posted by 22twain — Sun Aug 04, 2024 4:13 pm — Replies 44 — Views 7449



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