The Boglehead way, at much lower costs would be:
40% Total Int Stock Index Fund (VTIAX)
50% Vanguard 500 Index Fd Admiral (VFIAX)
7% Columbia MC Index Fd Instl 3 (CMDYX)
3% Columbia Sm Cap Index Instl 3 (CSPYX)
The expense ratio should be under 0.1
Keep in mind that you are only starting out, so your growth will mainly depend on your savings rate, so focus on that more than trying to juice high returns.
40% Total Int Stock Index Fund (VTIAX)
50% Vanguard 500 Index Fd Admiral (VFIAX)
7% Columbia MC Index Fd Instl 3 (CMDYX)
3% Columbia Sm Cap Index Instl 3 (CSPYX)
The expense ratio should be under 0.1
Keep in mind that you are only starting out, so your growth will mainly depend on your savings rate, so focus on that more than trying to juice high returns.
Statistics: Posted by Harmanic — Sun Aug 04, 2024 4:08 pm — Replies 2 — Views 95