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Personal Investments • Switching from bond funds to individual bonds - timing does not matter?

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Interesting discussion. I'm considering tax loss harvesting a bond fund and working with Schwab to build an individual ladder. My only hesitancy is the point raised earlier about management should something happen to me. The DW would not be in a position to continue to maintain the ladder.
Schwab has auto reinvesting of Treasuries. Assuming you have Schwab email notification turned on for both of you, she would get a notice of the maturing bond, and another notice that a new bond was purchased in the ladder. She wouldn't have to make any decisions or take any actions over time.

Statistics: Posted by LISD — Tue Dec 05, 2023 9:42 pm — Replies 68 — Views 5002



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