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Personal Consumer Issues • Apartment Lease Cosigner Rights

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Is there is a difference between "co-signer" on a lease agreement, vs, 2 tenants signing a lease equally,
Yes, and this concept is broadly applicable to many situations. You can be a co-applicant, co-tenant, co-purchaser, etc or you can be a guarantor. Guarantors typically have no rights or defenses under the contract but are obligated to pay the bill. Usually the landlord/creditor/etc can demand payment from or sue the guarantor directly without being required to pursue the primary debtor first. I advise people to avoid being a guarantor in almost all cases--even being a guarantor to the debt of your solely-owned LLC can be a complete disaster.

So depending on state law, the lease could have the parent listed as a co-tenant or they could have a separate guarantor clause. Being a guarantor in a situation like the OP can be a nightmare and if the daughter has skipped, I'd just go clean the place out and pay the bills. But that's not legal advice of course, that's from a former landlord with a few stories to tell.

Statistics: Posted by bd7 — Sat Jul 27, 2024 2:29 pm — Replies 20 — Views 1211



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