Is vanguard performance chasing? For aggressive growth stock percentage goes up to 5% and bonds down 5%. Was 75/25 now 80/20. Moderate growth goes from 50/50 to 60/40. Are bonds objectively a better deal now with higher coupon rates?
And BND is down compared to 5 years ago — BND 7/12/19 was $82.54, 7/12/24 was $72.98.
I think I’ll post this as a separate thread as hard to call it anything other than performance chasing.
They need to add a better money market option as Nevada short term reserves fund (listed as the Vanguard Interest Accumulation Portfolio) is only paying 2.7%. I’m still all stocks now but considering derisking in the future. I can roll over to a different 529 plan but then the 15 year clock for Roth transfers for unused funds would reset.
And BND is down compared to 5 years ago — BND 7/12/19 was $82.54, 7/12/24 was $72.98.
I think I’ll post this as a separate thread as hard to call it anything other than performance chasing.
They need to add a better money market option as Nevada short term reserves fund (listed as the Vanguard Interest Accumulation Portfolio) is only paying 2.7%. I’m still all stocks now but considering derisking in the future. I can roll over to a different 529 plan but then the 15 year clock for Roth transfers for unused funds would reset.
Statistics: Posted by er999 — Sun Jul 14, 2024 11:26 am — Replies 6 — Views 589