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Personal Finance (Not Investing) • Medical bill received 4.5 years after service

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The expense is valid and you know you never paid.
The OP has not responded so we don't know whether the expense is valid or not, and nobody does unless we have the EOB and the itemized lab bill. Routine labwork almost never costs $1400, but if they miscode it and the insurance company rejects it as not covered, then you might get ridiculous bill for 10X or more what would have been allowed if the tests were covered.

If the delay in receiving the bill resulted in the OP not being able to collect from the insurance company or to have the bill adjusted to the allowed amount, then he shouldn't have to pay it and that applies to both legal and moral arguments and without regard to who originally made the error that resulted in rejection if that is what happened. So without some more details, there isn't even a good ethical case to be made that the OP should just fork over the $1400 and be happy to have collected the interest in the meantime.
The second and third sentences in the OP literally state the charge is valid according to the EOB. What's wrong with paying this charge, after collecting over four years of extra interest, in 2024 dollars?

Statistics: Posted by rbd789 — Wed Jul 10, 2024 10:34 am — Replies 76 — Views 7911



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