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Personal Investments • Was too conservative at 50/50. How to transition back to 80/20?

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https://investor.vanguard.com/investor- ... allocation

OP,

The average annual return for 50/50 is 8.1%

The average annual return for 80/20 is 9.5%

The difference is only 1.4% per year.

Why do you think being aggressive with 80/20 is really going to help you at all? Why do you think putting 30% more in stock is going to do much for you?

KlangFool
1.4% higher returns is a lot

Said differently it’s a 20% higher return. If someone was paying a 1.4% ER people would melt down
It is only 20% higher if someone is lucky long enough.

KlangFool
You posted actual returns

In the actual returns it’s ~20% more

Might as well say 8.1% only if someone is lucky enough

Statistics: Posted by ScubaHogg — Wed Jun 26, 2024 7:52 am — Replies 61 — Views 3358



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