On a tax adjusted basis, if you kept your overall AA the same then you have actually increased your overall equities percentage and hence increased your risk. I assume I own 85% taxable, 100% Roth, and 75% Trad IRA. Using these percentages on my portfolio results in about a 5% increase to the equities allocation in my overall portfolio. There doesn't seem to be much discussion on these Roth conversion threads regarding increased risk and using tax adjusted basis, but you might want to go thru this exercise just to see if you still within your comfort zone. Good luck.I have the same overall asset allocation now but less "danger" of growth in the now-smaller deferred accounts.
Statistics: Posted by diy60 — Sat Jun 22, 2024 7:21 am — Replies 32 — Views 1769
