I'm using the RMD portfolio spending method because it is variable. It adjusts each annual withdrawal by using a slowly rising percentage of the recent annual portfolio value (plus spending annual interest and dividends). My no-COLA pension and delayed SS are partial buffers to the minor fluctuations in the portfolio withdrawals. I can see next year's income change as the portfolio value varies this year, so there is not a surprise on New Year's Day.
Statistics: Posted by heyyou — Sun Jun 02, 2024 1:17 am — Replies 140 — Views 31130