Get a revocable living trust. In it, include multiple beneficiaries. Your FDIC insurance increases substantially - $250k per beneficiary per account owner if I remember correctly. So it you have 4 beneficiaries, you and your wife would have 2 million in insurance.
To calculate your FDIC insurance within a trust:
https://edie.fdic.gov/index.html
To calculate your FDIC insurance within a trust:
https://edie.fdic.gov/index.html
Statistics: Posted by LISD — Mon May 20, 2024 11:44 pm — Replies 21 — Views 4628