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Personal Consumer Issues • Recommendations needed for dental insurance for someone with no dental plan

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Depending on your state, you may be able to buy a reasonable plan through your state’s health insurance exchange. Our state does not require an ACA health insurance plan to purchase a plan- I currently have Delta Dental while enrolled in Medicare. The cost is reasonable, and our dental practice is in network. I disagree with others that insurance is not needed. If an unexpected procedure is needed, out of network(or lack of insurance) costs can rack up quickly.
Similar experiences with Delta and unexpected costs. Last year, I needed an extraction and an implant. Delta’s share of the cost equaled roughly 8 times of my annual premium. In uneventful years of cleanings/xrays, the benefits are about 120% of the premium.
I get Delta through my ex-employer’s retiree benefits and am happy with it.

Statistics: Posted by Youndo — Thu May 09, 2024 9:04 am — Replies 39 — Views 5047



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