From the sound of it the OP is not a US citizen and so would not be covered by the treaty and the 401k is in their name and not the US citizen spouse. If you have time, one option is to become a US citizen and in this case the treaty would apply and the 401k withdrawals would only owe taxes in the US.
Statistics: Posted by timcob — Thu Apr 18, 2024 5:09 am — Replies 3 — Views 1029