If you use treasuries, keep in mind that capital gains and losses on treasuries are taxable. Additionally, treasury funds don't all quality for being state tax free. Since contributing through payroll has additional tax benefits, I contribute through payroll until I have enough for it to be worthwhile to transfer to Fidelity. I then buy FDLXX (treasury only money market) and individual treasuries at auction.
Statistics: Posted by cjg — Sat Mar 23, 2024 11:43 pm — Replies 18 — Views 1150