Methinks you are trying to game a system that is far more advanced than you.
Selling your intermediate bond fund and splitting the funds 50/50 into a short term and long term bond fund is probably not going to amount to much of anything. It likely won't hurt you much other than transactional costs and bid/ask spreads, but you aren't likely to gain much by it, either.
Just remember to save and invest a decent bit of your money, pick a stocks/bond mix according to your risk tolerance and investment horizon, ensure that your bond duration appropriately matches your investment horizon, and then leave it alone.
Founding Father
Selling your intermediate bond fund and splitting the funds 50/50 into a short term and long term bond fund is probably not going to amount to much of anything. It likely won't hurt you much other than transactional costs and bid/ask spreads, but you aren't likely to gain much by it, either.
Just remember to save and invest a decent bit of your money, pick a stocks/bond mix according to your risk tolerance and investment horizon, ensure that your bond duration appropriately matches your investment horizon, and then leave it alone.
Founding Father
Statistics: Posted by FoundingFather — Fri Mar 15, 2024 10:00 pm — Replies 1 — Views 189