They are 67 and 65. They have simple hobbies and expect SS to cover 90% of expenses in early retirement once they start collecting. My sister is disabled, so part of the strategy for this portfolio is to have a good shot at long-term growth that can support her in the future.Vanguard Total Bond would be the traditional bond portion of a three fund portfolio.
How old are your parents? That will help determine if 65/35 is too aggressive or appropriate, though that is ultimately a personal decision based on risk tolerance.
And thanks, I figured the Vanguard one would be the standard, just want to make sure there are no others we should be considering.
I see some posting on here about TIPS and Bond ladders, but I assume that is for people who are more actively involved in constructing and managing their portfolio than my parents want to be.
Statistics: Posted by Fish and their chips — Sat Mar 09, 2024 7:17 pm — Replies 2 — Views 70