Could anyone help explain the nuances of this social security topic?
In a marriage lasting more than 10 years, the lower-earning spouse files for social security benefits early, at age 62. The higher-earning spouse waits until age 67 (full retirement age) to begin receiving social security benefits. At this stage, what percentage of the higher-earner’s primary insurance amount (PIA) will the lower-spouse receive?
A few years later, the marriage ends in divorce. At the time of divorce, the lower-earner is age 67; the higher-earner is age 70.
Ten years later, the higher-earning ex-spouse dies, aged 80. The surviving lower-earner, now age 77, has not re-married and applies for survivorship benefits on her deceased ex-spouse’s record.
At this point, what will the lower-earner’s survivorship benefit be?
In a marriage lasting more than 10 years, the lower-earning spouse files for social security benefits early, at age 62. The higher-earning spouse waits until age 67 (full retirement age) to begin receiving social security benefits. At this stage, what percentage of the higher-earner’s primary insurance amount (PIA) will the lower-spouse receive?
A few years later, the marriage ends in divorce. At the time of divorce, the lower-earner is age 67; the higher-earner is age 70.
Ten years later, the higher-earning ex-spouse dies, aged 80. The surviving lower-earner, now age 77, has not re-married and applies for survivorship benefits on her deceased ex-spouse’s record.
At this point, what will the lower-earner’s survivorship benefit be?
Statistics: Posted by solaris17 — Tue Feb 27, 2024 4:28 pm — Replies 0 — Views 23