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Personal Finance (Not Investing) • Home Self Insure or Not

Thank you, I have filled out free evaluation report with maximum solution. Waiting for them to give me a proposal. Maximum solutions provides their own wind mitigation report? That sounds like conflict of interest. I might have to get a separate company to perform.
No, they use an independent inspector for the wind mitigation report after the work is completed. It's included in the price. I received quotes from 4 other companies approved by the My Safe FL Home program and their pricing was competitive (plus cash discount) and they had highest the BBB rating.
Watch for when they provide new funding to the "MyFloridasafehome" program and then apply immmediately. They provide $2 for every $3 spent up to $10K funding for projects like these and windows/doors/roofing needs.
We qualified last year and it works out quite well once they have the new funding and you are approved.
https://mysafeflhome.com/
The timing of this program likely won't work for the OP. I submitted my initial application last May and was finally approved in January, I'm getting impact windows which won't reduce insurance premium unless every opening qualifies, including garage (I'm not replacing the original solid wood 50's garage doors).

My insurance savings has mostly been from the hurricane roof clips. I wouldn't have known about the roof clips except for the My Safe FL Home program. Even though my insurance company's estimate was something like $500 savings for installing roof clips and $2k for a new roof, it ended up being over $2,600/yr savings for installing the roof clips and only $600/yr savings for a new roof, go figure.
Did you find out from your insurance carrier how much the savings was for having a hurricane garage door ?

I am having my functional in good condition garage door replaced for $3450, I will be getting a $2000 credit. Right now I am getting $0 openings discount because my garage door is not hurricane rated. I didn’t want to change it but in 2 yrs time it will pay for itself.
One impact garage door - double garage 7' high with all new "H" and 15" high rdius tracks without door opener $2,450 including permits/inspection. (2023)
What is the name of the company and what is the garage door brand? I been charged $3k for double garage door all new hardware, springs, tracks+ $450 wood bucks, concrete cutting, and permits. Every other company was $300-$500 higher.

Are you in SE Florida area?

Statistics: Posted by Iphone5 — Mon Feb 26, 2024 4:22 pm — Replies 69 — Views 7321



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