Personal Investments • Thinking of moving my "number" all into...
OP not sure how close you are to retirement, but if it is really close treasury/tips makes sense for a portion of the portfolio. the Real interest on Tips is good compared to historicals. (it was...
View ArticlePersonal Finance (Not Investing) • Preemptively Providing Extra Information...
Hi everyone,I am posting this to the US investors forum instead of the non-US investors one in the hope of reaching a wider audience. I apologise in advance if this is too long and rambling but I just...
View ArticlePersonal Finance (Not Investing) • Reverse Mortgage for MIL? (and other...
OK 150k no increase draw down at 2k a month will last 75 months which is 6 years 3 months. If she is 78 that gets her to 85. I would hold off the reverse mortgage idea. The likelihood of her still...
View ArticlePersonal Investments • Overwhelmed, Distrustful, Ignorant, and hoarding $
Look forward, not back. Don’t sell yourself short. Come up with a plan such as:1) get more educated on investing basics. Start with this BH wiki page:https://www.bogleheads.org/wiki/Getting_started2)...
View ArticlePersonal Investments • 2024 IRS Amended filing, withdrawal and amended filing...
I don’t think they will net. They will pull A and then refund BStatistics: Posted by jebmke — Sat Mar 15, 2025 5:41 am — Replies 1 — Views 82
View ArticlePersonal Consumer Issues • Costco AT&T deal
I'm a long term customer of AT&T. Ignore the automated email. It's never accurate since its NOT taking into account any credits/discounts.I upgraded 3 of 4 iPhones on my account a few months ago...
View ArticlePersonal Consumer Issues • Online Travel Agencies: Business Class Tickets
If you don't get help here- there have been some past discussions of this on flyertalk. I concluded that (1) there are real concerns about reliability, and about possible not allowable use of frequent...
View ArticlePersonal Finance (Not Investing) • Alternatives to online banking
OP, for a few years I used SoFi as they had great rates, and kept my brick and mortar banks (Truist and one more) for day-to-day expenses.I mailed a large check (about $5k) to pay a credit card bill,...
View ArticlePersonal Investments • 8 figures to invest. Talk me into or out of an advisor!
Congratulations on your success! Try to avoid the affirmation of feeling special via financial advisors. I know, it can feel good to “have a guy for that” (or gal) in social circles but just...
View ArticlePersonal Investments • "Time in the Market" vs. DCA?
This PDF published by Vanguard in Feb 2023 offered some advice on this issue:Cost averaging: Invest now or temporarily hold your cash?.Summary:Lump-sum investment strategies beat common cost averaging...
View ArticlePersonal Investments • A Free Google Sheet for Asset Allocation Tracking
Dan, crazy idea- if you think scripting to allow import of data will scare off folks, why not make 2 versions each time you update? One "plain Jane" and one with the script that allows data...
View ArticlePersonal Investments • Roth IRA 5 year account age before profits can be taken
To take qualified Roth IRA distributions, your initial Roth IRA (your “2024 Roth IRA”) must be 5 tax-years old. If you funded your initial Roth IRA in calendar year 2024 with a 2024 tax year...
View ArticleInvesting - Theory, News & General • S&P500 up today 3/14/25 2.05% —...
Why must people insist on playing stupid games where their money like making moves with information that is already old by the time they hear it….dont they know that all they win (in the long run) are...
View ArticlePersonal Finance (Not Investing) • Fidelity as a backup executor?
Who will be your DPOA/HC POA agent in the event of incapacitation especially for a surviving spouse? Can your POA agent also be your executor? Do you need a more full-service Trust firm that can...
View ArticlePersonal Consumer Issues • Does anyone prefer sedans or wagons over...
My preference has always been a true wagon (not raised or otherwise a CUV in any way) however these are pretty much gone from the North American market. When I bought a Model 3 last year, everyone...
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